Worried about the money in your UC 403b or 457b plan?

Yours truly was particularly impressed with the forecast carried in the Westwood-Century City Patch today:
“Financial Expert Warns of Market Ups and Downs in 2013”
J. Pierpont Morgan
Actually, that advice is a bit stale.  Consider the forecast of J.P. Morgan some time ago  When asked what the stock market would do, he said, “It will fluctuate.”